Many families are facing the phenomenon of trying to ensure their senior parents have the best quality of life during their retirement years, yet dealing with the resistance of a dependent Adult Child living with or off of their parent. This dependency is depleting their parents of assets and income that is necessary for their retirement needs and quality of life. Parents are willing to provide for their children even when they know their children should be able to provide for themselves. The Plan: Adult daughter, or someone mother will listen to, needs to have a conversation to get mother to think about what is going to happen to your son when you pass away. Have your mother get some counseling or read some articles or books to figure out why she is allowing her son to be dependent on her. Once we can get your mother and her son to understand that it’s not healthy or helpful for him to be dependent on her, we can begin the next step. Ensure that her son will not have access to her finances via checkbooks, debit/credit cards, checking accounts etc.